
Group Disability Insurance through Pearl Carroll can help you pay for the costs of daily living if you find yourself out of work due to a covered sickness or accident - whether it happens on or off the job!
It could be especially helpful if you don't have a lot of sick time saved up.
It's sponsored by CSEA, so you get negotiated group rates
Benefits in addition to Workers' Comp, sick time, and any other insurance you have
It covers sickness and accidents, both on and off the job
Convenient Payroll Deduction - no checks to write, no missed payments!
Get up to a $1,200 monthly benefit with no medical questions asked
Coverage amounts up to $3,000 available - salary requirements apply
If you need to file a claim for a covered sickness or injury, the cash benefits you'll receive can be spent however you want. So they can help pay for your house, car or groceries.
Or your cable and internet; or some new clothes; or a night out; or....well, you get the idea.
The idea is extra protection for what's important to you, at a time when you need it most.
Q: Who should consider buying Disability Insurance?
A: Anyone who depends on their paycheck.
Click on a pdf to download an application and Payroll Deduction Card.
Classic Disability Application
Basic Plan Application
Application for Benefit Amounts Over $1,200
Payroll Deduction Card
If you choose to download an application be sure to:
Pearl Carroll & Associates
12 Cornell Rd.
Latham, NY 12110
Click on a pdf to download a claim form or view a chart demonstrating the claims process.
Disability Claim Form
Disability Claim Process
Click on a pdf to view a brochure with complete plan information, including eligibility, costs, limitations, exclusions and renewability.
Classic Disability Brochure
Basic Disability Brochure
CSEA Sponsored Group Disability Insurance is underwritten by New York Life Insurance Company - 51 Madison Avenue, New York, NY on Policy Form GMR. New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group plans it underwrites are available in jurisdictions. Please check the plan details section for current availability. New York Life Insurance Company's state of domicile is New York, and NAIC ID# is 66915.