Home & Condo Insurance

Your Most Valuable Possession is Your Home. Protect It.

Home and Renters Insurance

Your home is likely one of your biggest investments. Gain comfort in knowing that your home and personal belongings would be protected if tragedy were to strike. Our coverage includes protection for your home, the contents inside, and any other buildings on your property. You'll also have access to liability coverage in the event someone is injured on your property.

Policy Features for Homeowners and Renters:

  • Water and Sewage Backup — Covers expenses for cleanup crews and repairs
  • Comprehensive Coverage — Protects home and permanent structures, personal property, and additional living expenses
  • Personal Liability Coverage — Coverage for bodily injury and property damage sustained by others for which you are legally responsible
  • Jewelry — Covers jewelry that is lost, stolen, or damaged
  • Additional Living Expenses — Covers the cost of staying in a hotel while your home or apartment is being repaired

Additional Features for Homeowners:

  • Replacement Cost Guarantee — Covers the cost of rebuilding your house, even if the cost to rebuild is more than what your home was originally valued at
  • Additional Discounts — You may qualify for additional savings if your home includes a central alarm system, smoke detectors, fire extinguisher, dead bolt locks, a backup generator, if you're a non-smoker, or if you bundle your homeowners and auto insurance

Additional Features for Renters

  • Replacement Cost Coverage — Covers the cost of replacing stolen or damaged items in the living area
  • Additional Discounts — You may qualify for additional savings if your apartment includes a central alarm system, smoke detectors, fire extinguisher, dead bolt locks, if you're a non-smoker, or if you bundle your renters and auto insurance

Copyright 2017 by Pearl Companies