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Term Life

Term Life Insurance provides a cost-effective alternative to permanent forms of life insurance. It can help provide you and your family with valuable protection when you need it most.

The Benefits of CSEA Sponsored Term Life Insurance from Pearl Carroll

  • It's sponsored by CSEA, so you get negotiated group rates

  • Convenient Payroll Deduction - no checks to write, no missed payments!

  • Up to $50,000 in coverage may be available with no medical questions asked!

  • Up to $250,000 in coverage available for Members

  • Spouse and dependent coverage also available

Term Life Insurance is a great option when you need some added protection during major life events; such as marriage, the birth of a child, the purchase of a new home, or saving for college tuition.

There are two plans available: Basic & Premier; so you can pick the coverage and rates that are right for you.


Click here to find your local CSEA Insurance Representative.

Or call toll-free at 1-877-847-2732 to speak with an agent in our home office.


Click on a pdf to download an application and Payroll Deduction Card.

Acrobat PDF File  Premier Plan Application          Acrobat PDF File  Basic Plan Application            Acrobat PDF File  Payroll Deduction Card

If you choose to download an application be sure to:

  1. Complete the application in full; including a date and signature
  2. Download and complete a Payroll Deduction Card (above)
  3. Mail your completed application and Payroll Deduction Card to:

Pearl Carroll & Associates

12 Cornell Rd.

Latham, NY 12110


Click on a pdf to view a brochure with complete plan information, including eligibility, costs, limitations, exclusions, and renewability.

Acrobat PDF FilePremier Term Life Brochure                    Acrobat PDF FileBasic Plan Brochure


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