Automobile Insurance
There are basically six different types of coverages. Some may be required by law.
-
Bodily injury liability, for injuries the policyholder causes to someone else.
-
Personal Injury Protection (PIP) for treatment of injuries to the driver and passengers of the policyholder's car.
-
Property damage liability, for damage the policyholder causes to someone else's property.
-
Collision, for damage to the policyholder’s car from a collision.
-
Comprehensive, for damage to the policyholder's car not involving a collision with another car.
-
Uninsured motorists coverage, for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.
Click here to get started on your free quote.
Click here to take the New York State Defensive Driving Course online for a special negotiated rate of only $21.
Taking this Driving Course gives you a 10% reduction for 3 years on your liability, no-fault and collision premiums. It can also help take up to 4 points off your driving record.
This course is available 100% online with no tests or exams of any kind. Work at your own pace with no classrooms or tests required!
Check out this video explaining the benefits of using an independent insurance agent.
